Verdict Risk Alliance

A Severity Risk Alliance for Hospitality, Real Estate, and Multifamily Operators.

Helping members understand, reduce, document, and insure against high-severity liability risk in an era of social inflation, nuclear verdicts, and rising excess casualty pressure.

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The Severity Environment
135
corporate nuclear verdicts — most ever recorded in a single year
Marathon Strategies 2025
$31.3B
total nuclear verdict awards — up 116% year over year
Marathon Strategies 2025
34
states with nuclear verdicts — up from 27 in 2023
Marathon Strategies 2025
76%
of Americans believe damages in lawsuits are too low or fair
Swiss Re Institute 2025
The Liability Severity Problem

A Changing Litigation Environment

Liability severity is changing. Social inflation, nuclear verdicts, litigation funding, venue volatility, and rising defense costs are creating new pressure on organizations with serious liability exposure.

The Alliance exists to help members respond before a claim becomes a crisis.

Who The Alliance Is Built For

Organizations Facing Significant Excess Liability Exposure

These segments face increasing pressure from premises liability, catastrophic injury potential, venue volatility, plaintiff strategy, and excess casualty market tightening.

Resort hospitality property

Hospitality

  • Hotels & Resorts
  • Management Companies
  • Casino Hotels
Commercial office building

Commercial Real Estate

  • Office
  • Retail
  • Light Industrial
Multifamily housing apartment community

Multifamily Housing

  • Apartments
  • Condominiums
  • Mixed-Use Residential
What Members Gain

Access to a More Deliberate Severity Posture

Members gain access to severity awareness, incident readiness resources, documentation tools, risk organization support, Alliance Insights, and insurance solutions aligned with a more deliberate severity risk posture.

Severity Awareness

Understand the forces driving higher liability outcomes.

Incident Readiness

Prepare before serious events become claim problems.

Stronger Documentation

Organize the records that matter when severity is tested.

Insurance Alignment

Access insurance solutions designed around severity risk mitigation.

Why This Approach Is Different

Intelligence, Preparedness, and Insurance — Connected, Not Separate

Most organizations get severity data from one source, incident guidance from another, and insurance from a broker with no visibility into either. The Alliance connects Venue Severity Analytics, the Litigation Learning Center, and the Defensibility Toolkit directly to Insurance Solutions — so understanding the risk and being rewarded for managing it are part of the same effort, not two separate transactions.

01
Venue Severity Analytics
Where is liability severity coming from?
02
Litigation Learning Center
How are serious claims built?
03
Defensibility Toolkit
What can members do to strengthen their position?
04
Insurance Solutions
Where can members find protection aligned with severity management?
Insurance Solutions

Coverage Aligned With Severity Risk Mitigation

Strategic partner Rainshade Specialty develops insurance solutions for eligible Alliance members, including the flagship Alliance Group Umbrella Program. These solutions are built for members pursuing a more deliberate severity risk mitigation posture.

View Insurance Solutions Explore The Umbrella Program
Professional reviewing underwriting documents
Member working on laptop
Member Portal

Everything In One Place

Members access tools, briefings, agreements, disclosures, program materials, and support resources through the Member Portal.

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Insights

Tracking the Forces Shaping Severity Risk

Alliance Insights tracks the litigation, social inflation, venue, and liability severity trends affecting members, carriers, and brokers.

Social Inflation Briefings

Nuclear Verdict Watch

Venue Severity Updates

Litigation Funding Monitor

Plaintiff Strategy Notes

Insurance Market Notes

View Insights →

Questions about membership, insurance access, or how The Alliance works?

View FAQ

See Where Your Organization Fits

See where your organization fits, and how to get started.